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An SR-22 is often required for drivers who have had certain violations. It’s a certificate your insurance company files with the state’s Department of Motor Vehicles (DMV) to prove you carry the state’s required minimum auto liability coverage.
You may be required to obtain an SR-22 if:
You’ve been convicted of a DUI or DWI
You were caught driving without insurance
Your license was suspended or revoked for certain violations
You have multiple serious traffic offenses
The cost of an SR-22 itself is usually a small filing fee, but your overall auto insurance premium may increase because you’re considered a higher-risk driver. The exact amount can vary based on your driving history and the type of violation.
In California, an SR-22 is typically required for three years from the date of your license reinstatement or the date of the incident that led to the requirement. However, the exact length can vary depending on the nature of your violation and court or DMV instructions. It’s important to maintain continuous coverage during this period. If your SR-22 policy lapses or is canceled before the end of the required term, your insurer is required to notify the DMV, which could result in your license being suspended again and your SR-22 period could be extended.
The California DMV or a court will usually notify you directly if you are required to file an SR-22. If you want to know your status, you can contact the DMV or consult with your insurance provider to check if an SR-22 filing is necessary for your situation.
Sugey's Auto Insurance Services LLC helps California drivers navigate SR-22 filings and high-risk auto insurance. If you have questions about SR-22 or need to get started, contact us today.
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